2027 Social Security Net Raise Calculator
Estimate your 2027 COLA raise after the projected Medicare Part B increase, and find your usual deposit week. Free, no login, nothing is saved.
1. Your numbers
Your 2026 monthly benefit before Medicare deductions.
Default 3.6%, the official 2027 COLA announced by SSA on Oct 14, 2026. Source: SSA press release, Oct 14, 2026
PROJECTED, not final. Default $6.60 is the 2026 Medicare Trustees Report projection (2027 premium $209.50, up from $202.90 in 2026). CMS has not announced the official 2027 premium yet. Trustees Report · CMS 2026 premium
Used only to show your usual Wednesday deposit week.
2. Your 2027 estimate
Gross monthly increase$0.00
New gross monthly check$0.00
Medicare Part B deduction (increase)$0.00
Real net cash increase$0.00
New net take-home ≈$0.00
Estimated yearly net cash gain$0.00
Typical deposit schedule
—
Enter your current monthly check to see your estimated raise.
The Part B increase you entered is larger than your COLA raise, so your net cash change would be negative. Update the Part B figure when CMS publishes the official 2027 premium.
Estimates only. Not affiliated with SSA or CMS. IRMAA, dual entitlement and other withholdings can change your take-home.
Example tiers at 3.6% COLA
| Current monthly | Gross increase | Net increase |
|---|
Share
About the Medicare figure: The $209.50 2027 Part B premium (a $6.60 increase from $202.90) is a projection from the 2026 Medicare Trustees Report. CMS had not announced the official 2027 premium when this page was updated. When CMS announces it, type the new increase into the box above. Source: 2026 Medicare Trustees Report (projection)
This calculator is a free educational tool by Wise Flys. It is not affiliated with the Social Security Administration, CMS or any government agency. COLA is applied by SSA to eligible benefits; actual withholdings, IRMAA, dual entitlement and other adjustments can change your take-home amount. Not financial, tax or legal advice.